Whether your institution is seeking alternatives to managing liquidity, expanding credit options, mitigating interest rate risk or funding community investment projects, your membership in FHLBank Topeka can be the financial link.
FHLBank’s customized credit products and funding strategies can be key elements in helping you meet customer demand and surpassing shareholders’ bottom-line expectations.
Benefits of membership
Membership provides your institution with access to an array of flexible funding options for:
- Mortgage lending
- Liquidity
- Asset/liability management
- Community investment needs, including affordable housing and economic development initiatives.
After purchasing FHLBank stock, your institution will earn a membership and activity-based dividend. Our favorable dividend rates vary with the general level of interest rates. Don't forget to take your activity-based dividend into consideration when you borrow. When you apply it to your advance cost, you'll see an effective cost reduction of 27 basis points.
If you want to know more about our membership requirements, visit the links below.